Builders risk policies cover your home while it’s being built, remodeled, or renovated. It covers the structure at it’s progress and estimated finished value.
ASK YOUR AGENT ABOUT THE FOLLOWING COVERAGES
Premises liability insures you against lawsuits for damages or injuries you or your family may cause on or off your property. So if a builder or construction worker gets hurt, premises liability will cover the damages.
Medical payments cover any medical expenses incurred by other people on your property. If your water hose is laying on the sidewalk and your neighbor trips, falls, and breaks his leg, then your medical payments coverage will cover his medical expenses.
You don’t have to be purchasing a new home, refinancing, or buying a new car to get an insurance quote.